Business Checking


Your business is not one size fits all, and neither should your Checking Account be. Poca Valley Bank offers a variety of checking accounts to meet your business needs. We provide tools to help you take care of business on the go; safely and efficiently – such as:

  • E-Business and Business Mobile Banking
  • Online Bill Pay
  • An ATM/Debit Card
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Free 100 Business Checking

This account is the smart choice for the small business or sole proprietor with low transaction volume.

This account was designed for the small business or sole proprietor with low transaction volume. No minimum balance or monthly maintenance fee and free limited transactions make this a smart choice.

  • $250 opening balance required
  • No minimum balance required
  • No monthly service charges
  • Transactions: 100 free transaction items per month, $0.25 per item over 100

 

Business Checking

Best suited for businesses with moderate transaction volume.

Best suited for businesses with moderate transaction volume. This account allows your business the flexibility of processing a higher volume of transactions at no charge, along with no monthly maintenance fee when you maintain a minimum balance.

  • $250 opening balance required
  • $1,000 – $2,500 minimum balance required
  • Minimum balance charge: $5.00 if a minimum of $1,000 is not maintained. $3.75 if a minimum of $2,500 is not maintained
  • Transactions: Unlimited. High-volume accounts (>300 items per month) may consider the Commercial Account

 

Commercial Checking

Works best for the larger business with a high transaction volume.

Commercial Checking works best for the larger business with a high transaction volume. Experience what it means to let your money work for you. Commercial Checking rewards you for keeping balances in your account and it provides transaction services at a low cost. You will receive an earnings credit based on the account’s Average Available Balance. The earnings credit may partially or totally offset the monthly fee.

  • $1,000 opening balance required
  • No minimum balance required
  • Monthly analysis charge: $5.00
  • Transactions:
    • $0.12 per check written
    • $0.10 per electronic credit/debit
    • $0.10 deposited checks drawn on other banks

IOLTA Account

Interest on Lawyers Trust Accounts Checking
This account is best if you are a lawyer or law firm associate who manages general trust accounts or you participate in an IOLTA program.

  • No minimum deposit to open
  • No minimum balance required
  • No monthly service charges
  • Interest compounded and credited monthly
  • Interest rate: Variable*
  • Direct payment of interest to the WV Bar Foundation, Inc.

Schedule a meeting with one of our bankers today!